Insurance Services
Protect What Matters Most
Comprehensive insurance solutions for NRIs — health, life, auto, and property coverage tailored for your India assets and family.
World-class healthcare coverage for your family in India.
Up to ₹2 Crore
Sum Insured
10,000+
Network Hospitals
98% Ratio
Claim Settlement
30 Days
Waiting Period
Health Insurance
Whether you're visiting India or your family lives there, our NRI health insurance plans give you access to India's top hospitals with cashless claims, no co-pay surprises, and coverage that travels with you.
What's Covered
- Cashless hospitalisation at 10,000+ network hospitals
- Pre & post hospitalisation expenses covered
- Day-care procedures and OPD cover
- Critical illness rider available
- No-claim bonus up to 50%
- Coverage for parents and in-laws
Secure your family's future, no matter where life takes you.
Up to ₹10 Crore
Sum Assured
Up to 40 Years
Policy Tenure
₹500/month
Premium From
Sec 80C & 10(10D)
Tax Benefit
Life Insurance
NRI life insurance plans offer high-value term cover, ULIPs, and endowment plans from India's most trusted insurers. Protect your dependents in India with a plan that fits your income and goals.
What's Covered
- Pure term plans with high sum assured at low premiums
- ULIP plans for wealth creation + protection
- Whole life and endowment options
- Accidental death and disability rider
- Waiver of premium on disability
- NRE/NRO premium payment accepted
Drive with confidence — your vehicle is fully protected.
Up to ₹50 Lakh
IDV Coverage
Within 7 Days
Claim Settlement
5,000+
Network Garages
24/7
Roadside Assist
Auto Insurance
Own a car in India? Our NRI auto insurance plans cover your vehicle against accidents, theft, natural disasters, and third-party liability — with fast claim settlement and 24/7 roadside assistance.
What's Covered
- Comprehensive own-damage and third-party cover
- Zero depreciation add-on available
- Cashless repairs at 5,000+ network garages
- Engine and gearbox protection
- Personal accident cover for owner-driver
- 24/7 roadside assistance across India
Your India property investment, fully safeguarded.
Up to ₹5 Crore
Structure Cover
Up to ₹50 Lakh
Contents Cover
100% Online
Claim Process
₹2,000/year
Premium From
Property Insurance
Protect your home, apartment, or commercial property in India from fire, floods, earthquakes, burglary, and more. NRI property insurance gives you peace of mind from anywhere in the world.
What's Covered
- Fire, lightning, explosion, and implosion
- Earthquake, flood, and storm damage
- Burglary and theft of contents
- Accidental damage to structure
- Loss of rent cover for investment properties
- Fully online claim submission and tracking
The NRI Varadhi Difference
Why Get Insured Through Us?
NRI-Specific Plans
We only recommend plans that accept NRI applicants and NRE/NRO premium payments — no wasted time on ineligible products.
Top Insurer Network
Partnerships with LIC, HDFC Life, ICICI Lombard, Star Health, Bajaj Allianz, and 10+ more trusted insurers.
Claims Assistance
Our team assists you through the entire claims process — from filing to settlement — so you're never alone.
Fully Remote Process
Apply, pay premiums, and manage your policy entirely online from wherever you live.
Get the Right Coverage Today
Our insurance advisors will compare plans across top insurers and recommend the best fit for your needs and budget.